There is billions of dollars in bribes and kick backs given to government officials and lawmakers that keep the war budget extremely high. America is a war machine strictly for profit, hell they give our worst enemies money and weapons to use against us so they can't say it's for defense.

 

My healthcare went from $520 to $396 with a policy on healthcare.gov. Deductible $1000 out of pocket $1500. From the Gold series. You must be doing it wrong jeffieboy.

 

Glitches in the Obamacare software pose pricing problems

A key part of the President Obama's Affordable Care Act will be the introduction of online health insurance exchanges. Consumers can get coverage from private companies competing for their business. The exchanges are set to go live in a little over a week, but it looks like there's a problem -- the Wall Street Journal reports computer systems for these exchanges aren't calculating customer rates correctly.

=======================================

Here’s everything you need to know about Obamacare’s error-plagued websites


The new health-care exchanges created by the Patient Protection and Affordable Care Act, popularly known as Obamacare, have been in the news lately. And not in a good way. The system has been overwhelmed with traffic and plagued by bugs. Who built the system? And why are they having so many problems? Read on to find out.

How has it gone?
Not great. The system was overwhelmed with traffic on its first day. Since then, the site has become somewhat more responsive, but it is still plagued with problems.

https://www.google.com/search?newwi...18.0....0...1c.1.27.hp..5.22.1994.WqLiZEIJJ5c

=============================================

Obamacare Website Full of Software, Design Problems

The Obama administration said last week that the Obamacare website was down due to a surge in traffic. But now it says problems with the website are due to design and software flaws, the Wall Street Journal reports.

The website is troubled by coding problems and flaws in the architecture of the system, according to insurance-industry advisers, technical experts and people close to the development of the marketplace.
Among the technical problems thwarting consumers, according to some of those people, is the system to confirm the identities of enrollees. Troubles in the system are causing crashes as users try to create accounts, the first step before they can apply for coverage.
​

Information technology experts told the Wall Street Journal that the website appeared to be built on a “sloppy software foundation,” possibly due to hasty construction.

Engineers at Web-hosting company Media Temple Inc. found a glut of stray software code that served no purpose they could identify. They also said basic Web-efficiency techniques weren’t used, such as saving parts of the website that change infrequently so they can be loaded more quickly. Those factors clog the website’s plumbing, Media Temple said.
​

 

I won't call bullshit on this, because I am honestly curious. If you were paying $520 per month out of pocket in 2013, that puts you in the top 5% of wage earners.

So.

What state are you from?

Here's why I ask. The other day, just for giggles, I went to healthcare.gov myself, just to comparison shop. The plans looked pretty good. But the moment I told the foolish thing that I live in Massachusetts, it redirected me to the Massachusetts state exchange (mass. healthconnector). At that site, there are no plans such as the one you have described.

Then again, there used to be. When Romneycare was just starting, six years ago, it was heavily incentivized, and deals were comparable to (or better than) you could get from a broker. But each year, the premiums skyrocketed, so now $396 per month with a $1,000 deductible would be wonderful in Massachusetts, but it doesn't exist.

The same thing will happen with Obamacare. Only faster.

 

Michigan.

Gold series. Provider: Total Health Care.

Yes I did find it amusing that their initials are THC.

Oh and I'm a over 50. So I'm loving that rate.

The $520 was in 2009. Haven't had insurance since about 4 months after they hit me with that rate. Couldn't afford it. The insurance at that time took a steep raise from $330 to $520. No reason other than because we can.

 

It would seem far more prudent and practical to address the issues of frivolous lawsuits in your country to bring down the cost of health insurance rather than try to spend yourselves into oblivion trying to provide healthcare insurance to everyone.

 

Your claimed "savings," from $520 to $396, seems consistent with the savings people are getting with the federal subsidy. I'm not judging here. I'm just trying to understand it.

One of the big gaps in the implementation of Obamacare is that, due to technological hurdles, individual income verification will not be implemented for at least a year. This of course opens the system to massive fraud.

I'm not saying you've cheated, but many, many people will be scamming the system by committing perjury with impunity.

One of the many, many reasons why I oppose it.

Massachusetts residents cannot buy through the federal healthcare site, because we are redirected to the Massachusetts state exchange. In Massachusetts, it is not possible to commit perjury in this way and get away with it, because the site has been up for years, and it verifies income against the state Department of Revenue database.

In Michigan one can claim whatever one pleases for income and can get away with it. Again, SpJames, I am not claiming you have done this.

Heads up, everyone who can buy through the feds: if you don't like the quoted rates, just lie your asses off until you see a rate that you like. They can't do anything about it.

 

Actually with the subsidy the rate for me is $296 (a $99 subsidy) and I overstated my earnings, by my estimate, about $500 for the year. I mean how far off can I be estimating the last 3 months based on the first 9. Then I added a bit just to be safe. It's a great rate for an over 50 male even without the subsidy. Your damn right I'm gonna shout it from the roof top just to put the naysayers to shame. The Feds can do something about it. It's called fraud. Which is a criminal act. In the case of that they can cut your subsidy. The IRS isn't involved for nothing.

 

I guess I stuttered.


Yes. It is fraud. But the law is not being enforced, and will be gamed/abused, to the tune of billions, at least into 2015.

It is obvious why. Barry is intentionally letting the fraud perpetuate, as a cost of getting as many useful idiots onto Obamacare as possible, so as to make it too big to fail. Once he has a constituency dependent on it, the Democrats will be able to force revenue collection into the Ponzi Scheme, to any degree necessary.

Or at least that is their brilliant master plan.

It won't work, however.

As to SpJames and whether he has committed fraud... well, yes. He has. He admits that he over-or-under estimated on his income. I understand that estimates of income are fuzzy. I understand that SpJames might not have intended on committing fraud. But the Obamacare subsidy disbursement rules are so flawed that it is possible to essentially embezzle thousands per year just by being one cent over and under your actual income.

The system does not use a graded scale, the way IRS income brackets work. Obamacare's steps are giant leaps on a ladder. For instance, having household income just one penny over or under $88,000 per year can mean the savings or loss of $5,000 in subsidies. One penny. Subsidy gone. All of it.

That is why the system is going to be gamed. It is designed to be gamed.

So I repeat: if you don't like your premiums, lie until you do. Neither Obama nor Nancy Pelosi nor Harry Reid nor anyone in the IRS will lift a finger to stop you. Commit fraud. They'll welcome you with open arms. They want and need useful idiots. Go ahead, idiots. Lie your asses off, sign up, and rob peter to pay paul.

Sheesh.

 

thats problem when ur politions have never been close to poor. they think people who dont have healthcare dont have it because they dont want when most cant afford it. if i dont have insurance and get hurt, i have pay full bill and understand that. the next law will be everyone must own a pair of blue jeans and will be fined if you dont.

 

You do know,, that the government had what,,,,3 years to get this finished up,,with all the bugs worked out, one would think that, as smart as the politicians that run this country,,we as a country would be ready for this,,,one would certainly think that,,,except for this 'one'.

This will be proven to be very difficult,,very expensive,,extremely inefficient, along with high fatality rates,,,as if we are not seeing that already.

This country needs healthcare reform,,dont get me wrong, but is this the reform that this country needs?.....


It's nothing more than more federal government controlling your life and lifestyle.

 

See, now there's the funny thing.

The law has been in effect for three years, but the vendors that are building the exchanges have not had that long to write the software.

In fact they had less than a year.

Here's why.

The initial law was 2,000 pages long (give or take). However, those 2,000 pages said almost nothing about how Obamacare would work, in terms of specific business rules and regulations. The 2,000 pages were at least half riders and pork, right off the top. Of the 1,000 pages that remained (give or take), all it did was authorize the creation and funding of the bureacracies that would concoct all the specific business rules and regulations. Not only the death panel (sorry, uhhh, the Medical Payment Advisory Board), but also the DHS and IRS liaisons, the chains of command, and all the committees tha would codify the system into rules that would be guaranteed to wreck the insurance industry and force it to be nationalized within the next decade.

Then all those committees, liaisons, and agencies spent two years writing somewhere around 18,000 pages of regulations.

Then the vendors had to read the regulations.

Then software architects had to codify the regulations into business rules.

Then project leaders had to apportion the business rules into task sets and designate task sets to software development teams.

Then the software development teams had to staff up and build the systems.

I am not privy to this project... don't know anyone personally who has worked on it... but I would be astounded if the people responsible for writing the actual code had more than six months.

Due to the interconnectivity requirements, at least sixty days would have been lost just gaining the necessary SSL access rights for all the different security layers (router/firewall access to DHS and IRS, for instance), without which end-to-end testing could not commence.

We do know that they were still doing end-to-end testing on the night before the go-live date.

There was no way in hell that this mess was ever going to work by the deadline.

Some key components, such as the business/group policy interface, will not even be in testing until late 2014 (which is why the employer mandate was delayed a year). Other critical fraud prevention systems, like income verification, are not expected to be fully operational into 2015.

This project is a disaster. But it is not the fault of the developers. The fault lies with the Obama Administration and the U.S. Senate, which colluded to ram it down the country's throat via procedural maneuvers before Scott Brown could join the Senate as a swing vote and before anyone had a chance to read the law and see how bad it was.

 

That and all the illegals that sponge off our government. Also I don't know if you have to buy heath insurance by law in your country or not. That is the biggest thing hear. It is the law. A communist law but, a law all the same. And the U.S. can't pay for it.

 

A communist law i refuse to support or abide by on my dime. I cannot give anymore i have cut all i can cutt, so if the government wants me to comply the government will pay.

 

I feel the same. I will not be forced to buy insurance.

 

Smc. I shit ewe not. :awesome:

We'll be forced to buy it...or be forced to pay a hefty fine to the gentle and kind IRS.

In other words...we're fucked. :excited:

 

Joe if everyone would refuse to accept the bullshit i would think they would have to back off, you can't put america in prison

 

There is a way out of buying it.
Just takes a little effort to find it. I found it.

 

Obamacare Signups-Status

So.

One week gone, since the big launch, and here's where we stand:

51,000 people nationwide have signed up.

6,200 used the healthcare.gov website to do so.
​

For the stated premium rates and benefits to hold, 7 million must sign up by March 31. Most of the people who sign up must be young and healthy.

The government will not release numbers on how many young, healthy people have signed up.

Common sense check: why the bleep would they?
​

If current sign-up volumes hold steady through March 31, only 2,000,000 will sign up.

This does not mean the system will fail or be defunded. It means the government will renege on the plan costs, subsidies and benefits, in order to make up the shortfalls.

Any brat with an undergraduate marketing degree could tell you, with surety, that enrollments will not hold steady, much less grow in order to reach the break-even participation rate of 7 million useful idiots.

On a graph, steady enrollment would look something like this:

***************************************
***************************************
***************************************
***************************************
***************************************
***************************************
***************************************
now______________________________March 2014
​

Participation leading to 7 million useful idiots would look like this:

***************************************
***************************************
***************************************
***************************************
***************************************
***************************************
***************************************
***************************************
now______________________________March 2014

​

But here is what a real participation graph looks like:

***
****
*****
*******
*********
***********
*************
*********************
***************************************
now______________________________March 2014
​

Does this mean Obama will not get 2,000,000 useful idiots to sign up?

There is no way of knowing.

It will all depend on how many tens of billions in taxpayer dollars he spends on the marketing campaign over the next six months.

Barry is already spending billions in taxpayer money, to bribe useful idiots into participating. Those billions are called premium rate discounts.



:|


BTW, this morning princessClarise opened an account at healthcare.gov and masqueraded as a Michigan citizen, to see how many times she would have to lie in order to find a gold plan with a $1,000 deductible at $297 per month.

Virtually impossible.

Does this mean SpJames is a lying bitch?

No. That would require utterly impossible.

Sure, SpJames might not be a lying bitch. But if he really did find a gold plan with a $1,000 deductible at that rate, he is a living breathing example of the Perfect Storm, and only a handful of people nationwide will be that lucky.

So, what it does mean is that participation cannot possibly go up. It can only go down. It also supports the common sense conclusion that the 51,000 successful registrants are either statistical outliers who could not get decent coverage any other way, or they are committing massive fraud.

 

I'm glad that the Affordable Health Care Act is an option to people that don't have employer provided insurance. Some of them have signed up for the new program or are in the process of signing up for it now. From the premiums that I have seen in my state, it is more affordable than Cobra which has a maximum coverage time of 2 years. In addition, young college students and people with preexisting conditions can now get coverage. The only negative thing that I see is that because I have employer insurance, I will have to pay a little more in taxes now. I'm okay with that. I recognize that the program will have problems and won't be perfect. However, I am hoping that we will make it better over time.

I have seen some red states that are reluctant to participate while a portion of their citizens want to. The republicans seem to have been against any form of government medicine from the start, regardless of what the program could cost. Similarly, Republicans have not liked President Obama from the start either. The critics of "Obamacare" generally do not like Obama.